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More On Auto Safety
 
Child Child Safety Seat Tips
Maryland auto insurance experts offer several tips to keep your child safe while traveling..
 
 
 
At the Scene of an Accident
Taking common sense steps in the event of an accident can help save lives..
 
 
Avoiding Deer/ Car Collisions
With the increase in the deer population, deer/car collisions affecting Maryland auto insurance has..
 
 
 
Vehicle Breakdown
Safety
When you are in an accident or your car breaks down, safety is paramount..
 
 
Understanding Driving Safety
Both Maryland auto insurance companies and NJ and PA car insurance experts agree: it’s no accident drivers educated in safety practices yield safer drivers overall. Why such an obvious link? Because individuals who are knowledgeable and prepared with safety strategies ahead of time also make for more conscientious drivers. Mentioned on the left are just a few areas to be aware of and take safety precautions when driving.
Child Safety Seat Tips
Maryland auto insurance experts offer several tips to keep your child safe while traveling. Having them securely seated in a car seat appropriate to their weight and height is essential, as is the placement of the car seat, which is almost always in the back seat of the vehicle. Some additional tips include:.
  • Never place infant in a car seat near a passenger air bag
  • Ensure harness straps are snug, below shoulder level, are flat and not twisted
  • Dress infants in clothing that facilitate proper seating without hindering the car seat apparatus
  • For an infant, pad areas securely with blankets or cloth so baby fits snugly in place.
  • Infant car seats should always be placed facing the rear window in the back seat of the vehicle Learn More >
At the Scene of an Accident Taking common sense steps in the event of an accident can help save lives, as well as help the claims process go smoothly. Here are some of the basics:
  • Stop your vehicle and find out if there are injuries.Contact the policy /highway patrol.
  • Keep injured passengers warm with blankets
  • Set up flares to notify other drivers of the acciden, calling tow truck as time permits
  • When law enforcement arrives, ask where to obtain police report and obtain officer badge numbers
  • Exchange insurance company, driver’s license, plate number, names, addresses and phone numbers of others involved in the accident and witness information

Learn More >
Avoiding Deer / Car Collisions
With the increase in the deer population, deer/car collisions affecting Maryland auto insurance has increased. In fact, the average collision damage is $2,800, with bodily injury claims averaging $10,000. In recent years there have been 100 deaths and 10,000 injuries annually. Tips on how to avoid hitting a deer are detailed below:
  • Be attentive at dusk and dawn when deer are active.
  • Drive with caution in deer-crossing zones and rural areas
  • Use high beams at night when there is no other traffic
  • If you see a deer, slow down, blow horn and break firmly while staying in your lane
  • Always wear your seat belt
  • If you hit a deer, do not touch the animal. Contact the highway patrol and your insurance company to report the event under the comprehensive portion of your policy Learn More >
Vehicle Breakdown Safety
When you are in an accident or your car breaks down, safety is paramount. Do not try to assess the damage or make repairs in a busy intersection or thoroughfare. Instead, if possible move your vehicle to a safe location off or to the side of the road. If the car is inoperable, remain seated (if in a safe location) and contact emergency vehicles and/or law enforcement for assistance. Turn on your hazard lights and/or deploy flares to warn other drivers. Learn More >
 
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