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Teenagers & Safe Cars

Cheap Car Insurance providers have known for decades that teen drivers are more likely to die in a motor vehicle accident than any other age group. This is also corroborated by the National Highway Safety Administration (NHTSA). In fact, teens are 3 times as likely to be involved in a fatal crash as other groups, with it being the leading cause of death among 15 to 20-year-olds at a staggering 35%. While it may be an exciting time for teens once receiving their license, it can cause great consternation among adults. There are some steps you can take, however, to reduce your teen’s driving risk. As the premiere cheapest car insurance carrier in the tri-state area, IFA offers solutions on choosing safe cars for young drivers, as established by the Insurance Institute for Highway Safety (IIHS).

  • Avoid vehicles that encourage reckless behavior: Not only do teens lack driving experience, they typically lack mature judgment. Consequently, speeding and reckless driving is common in this age group. Sports cars and other high performance turbo-charged vehicles only encourage this behavior. Therefore, select a vehicle that is more sedate in style and certainly one that is rated well in crash tests.
  • Don’t allow teens to drive an unstable vehicle: Choose a vehicle that offers good crash protection and is not prone to roll-overs. Sport utility vehicles, particularly small ones, have less stability due to a higher center of gravity, which can be vulnerable to abrupt steering actions from teens fooling around or becoming distracted.
  • Don’t let your teen drive a small vehicle: As mentioned elsewhere on the IFA cheap car insurance website, smaller vehicles have less protection than larger, heavier ones. While it’s not necessary to select the largest car, many mid and full-size cars have reliable crash protection. We encourage you to check the safety ratings for mid and large size cars before buying.
  • Avoid selecting older vehicles: Most new cars have better safety features than older models from 6 to 10 years ago. An example of this would be a choosing a mid-size car with air bags as opposed to an older car that has none. A good resource to qualify vehicle safety features as recommended above is the U.S. Department of Transportation (www.dot.gov) or the Insurance Institute for Highway Safety (www.iihs.org).
 
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