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Driving History

Your Driving History: The Importance Of Full Disclosure

To get the most accurate low cost car insurance quote possible with IFA, we encourage all applicants to provide exact driving histories for the time period requested. While we understand sometimes people may forget when an accident occurred relative to the timeframe requested on the application, failure to provide citation or accident details can result in a higher price later on. This is true for all states IFA writes policies for: New Jersey, Pennsylvania and Maryland car insurance policies.

Essentially, when IFA provides a quote to you, we do so based on information you have given us during the quotation process. Since quotes are based on information you provided IFA in an effort to obtain a low cost car insurance policy, they are subject to change if additional facts appear on your motor vehicle record that contradict them.

Once you formally take out a policy, however, we verify all information you have provided, which naturally includes your driving history. If there is a discrepancy between your initial application and the motor vehicle report, we will update the missing information accordingly. This could affect the final policy price, as well as your monthly premiums once the policy is reviewed and issued.

 
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