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Cancellation of the Policy during the Policy Term
The policy may be cancelled by you during the policy period
as follows;
1. The Named insured shown in the Declaration may cancel
by returning this policy to us; or giving us advance written
notice of the date the cancellation is to take effect.
Any premium due will be calculated pro rata.
IFA may cancel the policy during the policy term under a
policy insuring an eligible person pursuant to N.J.S.A. 17:29A-7(A)(b)
when the driver’s license or motor vehicle registration
of another named insured or person insured under the policy
who either resides in the same household or customarily operates
an automobile insured under the policy has been suspended
or revoked.
1. The policy may be canceled when the driver’s
license or motor vehicle registration is suspended or
revoked during the policy term for one or more of the following
reasons:
A. Conviction of operating a motor vehicle under the
influence of alcohol (N.J.S.A. 39:4-50.4).
B. Conviction of refusal to submit to a chemical test
(N.J.S.A. 2C:11-2).
C. Conviction of vehicular homicide (N.J.S.A. 2C:11-2).
D. Conviction of operating a motor vehicle while driving
privilege is suspended (N.J.S.A. 39:3-40).
E. Conviction of
operating a motor vehicle without liability insurance
(N.J.S.A. 39:6B-2).
F. Conviction of misrepresentation of insurance coverage
(N.J.S.A. 39:6A-15).
G. Accumulation of motor vehicle penalty points pursuant
to N.J.S.A. 39:5-30:5.
H. By a court upon conviction of one of the following
motor vehicle violations:
racing on a highway (N.J.S.A. 39:5C-1);
failure to pass
to right of vehicle proceeding in opposite direction (N.J.S.A.
39:4-84);
tailgating (N.J.S.A. 39:4-89);
reckless driving (N.J.S.A.
39:4-96);
exceeding a speed limit by 30 MPH or more (N.J.S.A. 39:4-99);
improperly passing a school bus (N.J.S.A. 39:4-128.1);
or leaving the scene of an accident in which personal injury
occurred (N.J.S.A. 39:4-129).
I. An insured is convicted of a violation of N.J.S.A.
39:6B-2 during the policy term.
J. Other evidence exists indicating that the suspended
or revoked driver has been operating a vehicle during a
period of suspension as set forth above.
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