Pennsylvania Auto Insurance Requirements

The auto insurance coverage requirements of each state are different.  In Pennsylvania state law requires a minimum coverage of $15,000 per injured person up to a total of $30,000 for everyone hurt in the accident, and coverage of $5,000 for property damages.

Bodily Injury

  • $15,000 for the death or injury of any one person, any one accident
  • $30,000 for all persons in any one accident

Property Damage

  • $5,000 for damage to property of another person

Medical

  • $5,000

This basic coverage is often referred to as 15/30/5 coverage.