Comprehensive coverage pays for the replacement of your car or for repairs to your car if it has been stolen, or damaged as a result of events such as fire, wind or flood.

Similar to Collision coverage, if you own a car that still maintains considerable value then you want to maintain Comprehensive coverage that will protect you for the full value of the car.

If you own an older model car that maintains little value, then you may opt to forgo Comprehensive coverage completely.